Loan Products
Consumer Loans
Consumer loan requests will be reviewed and approved subject to adequate financial information. We will be glad to assist you with any of the following loans:
- New and used auto loans
- New and used boat or camper loans
- Certificate of Deposit loans
- Stock loans
- Land loans
- Unsecured loans
To make your loan experience with Mutual Savings Bank quick and easy, we ask that you bring the following items along with a completed Consumer Loan Application:
- Copy of your driver’s license and Social Security card
- Bill of sale (for auto loans)
- Most recent paycheck stub
- Down payment
- Personal Financial Statement (for unsecured loans)
We will be glad to assist you in any questions you may have.
Contact one of our Lending Specialists
Mortgage Loans
Mortgage loan requests will be reviewed and approved subject to adequate financial information. We will be glad to assist you in the purchase, refinance or construction of your new home or vacation home.
To make your loan experience with Mutual Savings Bank quick and easy, we ask that you complete the Mortgage Loan Application. A Loan Estimate will be provided to you by Mutual Savings Bank within two to three business days after receipt of your completed mortgage loan application.
Please bring the following items with a completed Mortgage Loan Application:
- Copy of your tax returns for the previous 2 years
- Most recent paycheck stub
- Copies of the 3 previous statements of your checking, retirement statement and/or savings accounts
- Copy of your driver’s license
- Copy of the sales agreement/contract (for home purchases)
- Copy of the construction contract, plans (each page initialed by the contractor and home builder), materials list and specification list (for construction loans)
We will be glad to assist you in any questions you may have.
Contact one of our Lending Specialists
Home Equity Loans
Home Equity Loan requests will be reviewed and approved subject to adequate financial information. We offer competitive programs and rates. Use your Home Equity Loan for remodeling, education, purchase of a vehicle or other items. Depending on your tax situation the interest you pay may be tax deductible.
In order to make your loan experience with Mutual Savings Bank quick and easy we ask that you bring the following items along with a completed Home Equity Loan Application.
- A copy of your last two years tax returns
- Most recent paycheck stub
- Copies of your 3 previous statements of your checking and/or savings accounts
- Copy of your driver’s license and social security card
We will be glad to assist you in any questions you may have just click here to contact one of our lending specialist.
Contact one of our Lending Specialists
Cash Reserve Loans
With Cash Reserve you can convert your good credit to cash. Cash Reserve means that you have been approved, in advance, an unsecured line of credit to balance your checking account if you should overdraw your account. With this plan, you avoid costly overdraft charges and embarrassing delays.
In order to make your loan experience with Mutual Savings Bank quick and easy we ask that you bring the following items along with a completed Cash Reserve Application.
- Copy of your driver’s license and social security card
- Most recent paycheck stub
We will be glad to assist you in any questions you may have.